In the Philippines, a lot of sick people die not because there is no medicine or treatment available but because they don't have money to pay for these costs.
The are Three Kinds of Health Care : Short Term Healthcare (Traditional HMO), Senior Care, And Long Term Healthcare
"This is an HMO with a Health Savings Account. It has a fixed premium program, usually 7 years, which matures in 20 years. It comes with a 4-way insurance coverage together with a long-term healthcare plan. Renewal is guaranteed and all unused health fund accumulates with interest. It may cover beyond age 60 with long-term care growth." (SSBYF)
video credits to Coach Jhon Abud